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Think of it as refinancing. That may be hard to do, whether you are still in school, attempting to commence your life outside it, or even 10 years down the line. The general repayment plan gives you a maximum of 10 years to repay, but payments are disunited within that time limit at a determined interest rate. Another vantage of this student loan debt consolidation repayment plan spreads the payments over 25 years.
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